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Disclosure:  Coverages and availability vary by state.  Not all businesses and individuals qualify.  This does not constitute legal, tax or accounting advice or opinion.  Consult with an experienced and properly licensed professional regarding the specific suitability of any planning technique or benefit plan design.   

 

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Medical Sharing Programs

As health care costs continue to rise, individuals and families face difficult choices about health care coverage. More than 300,000 Americans have found an alternative in medical sharing groups. They have been available for decades, but they are virtually unknown.

 

ABA has identified three to four  programs for Christians that are EXEMPT from Obamacare taxes and mandates.  Click here for a detailed comparison of costs, options, exclusions, and more for two of these plans from the Citizens' Council for Health Freedom.  

 

Medi-Share - Christians sharing Healthcare costs on biblical principles since 1993. Families average contribution is $282/month. (800) 772-5623 

 

Christian Healthcare Ministries - More than $1 billion shared since 1982.  As low as $300/month contribution per couple for Maternity. (800) 791-6225 

 

Samaritan Ministries - Founded in 1994, members pay an annual $180 membership fee and a monthly share that they send, not to the ministry, but directly to another member who has a qualified medical need. The monthly share for a family has never exceeded $355/month. (888) 268-4377 

 

Liberty HealthShare is not limited to Christians and has contribution options starting at $157 per month ($130 under age 30) shared over $20 million since 1988. (855) 585-4237